These days, it seems like nearly everyone is making a move toward being more environmentally friendly. So-called "green" architecture, products and tips are everywhere. While many of these moves toward green living require the help of a …
Are homeowner association's governmental or quasi-governmental entities? Until last year, most attorneys who practice community association law would have said the answer was clearly, and appropriately, no. But a New Jersey appeals court…
Some people say winters in the northeast are not as harsh as they used to be, due to global warming. But experience tells us that winters in New Jersey can still be dangerous, with freezing temperatures and precipitation. Such cold weath…
Every year thousands of tons of paper, metal and glass are recycled in New Jersey—and not just on behalf of state residents. The detritus gets broken down and turned into hundreds of "post-consumer" products, then re-sold and re-used, an…
It seems that suddenly, everyone's talking about green buildings and green construction. But it's really not a new concept. Back in the 1970s and '80s, after the energy crisis made us all aware of the high cost of electricity, energy-eff…
It's bound to happen eventually: calamity befalls your condominium development in the form of windstorm damage, fire, personal injury or the like. The first step most associations take is to call the insurance company and file a claim. Howe…
To those who don't know much about the subject, insurance for condos and HOAs can seem like a fairly simple thing—like car insurance, or life insurance. It's tempting to just trust their broker or agent, and leave it at that. There'…
Along with management fees, insurance premiums represent one of a homeowners association's largest annual expenses - and with good reason. Protection from major financial loss is integral to a civilized society. Without the security of i…
There is a joke that is regularly circulated via e-mail among insurance industry professionals. It goes a little like this: A North Carolina man, having purchased a box of 24 rare and very expensive cigars, insured them against fire. (Ye…
Having a well-lit, well-maintained laundry room in one's building is a definite plus. Residents don't have to traipse out to the overcrowded Laundromat in the dead of winter or in the pouring rain to spend hours waiting for machines when…