Category: Insurance

Insurance Insurance concept, Businessman holding red umbrella on falling rain with protect with icon business, health, financial, life, family, accident and logistics  insurance on city background
2022 Summer Insurance in the Multifamily Setting

Insurance coverage and the inevitable claims that coverage defends against are a fact of life for multifamily residential communities. In that setting, it’s critical for all parties to understand whose policy covers what, and under what cir…

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Insurance Yellow caution sign with black hurricane symbol, stormy sky in background
Hurricane Season is Here

From flood waters and property damage to power loss and spoiled food, coping with the aftermath of a powerful storm can be very troublesome for co-op and condo community board members, owners, and tenants. Therefore, during the Atlantic Hur…

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Insurance Hurricane season incoming
Hurricane Season is Here

From flood waters and property damage to power loss and spoiled food, coping with the aftermath of a powerful storm can be very troublesome for co-op and condo community board members, owners, and tenants. Therefore, during the Atlantic Hur…

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Insurance Should Your Board Carry D&O?
Should Your Board Carry D&O?

Every board understands that having adequate umbrella liability insurance for their building or HOA is mandatory - that's a given. But many boards don't carry Directors & Officers policies, or 'D&O,' which protects the board as a body and b…

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Insurance Parsing the Insurance Market
2020 April Parsing the Insurance Market

Insurance is cyclical; there are hard markets and soft markets, and insurance companies typically make money in two ways: underwriting profit, and investment income. When the market is soft, insurance companies are looking for market share,…

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Insurance The Chain of  Communication
2018 August The Chain of Communication

The board of a condominium, cooperative, or homeowners’ association literally exists to serve, and to represent residents’ best interests in the day-to-day business of the association. The relationship between the owner/shareholder and the …

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Insurance The Upsides of Board Service
2018 August The Upsides of Board Service

One of the unique things that sets co-op, condo and HOA living apart from living in a single-family home, or even a rental, is the buyer’s choice to live in a community-within-a-community. By purchasing a unit in a particular building or de…

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Insurance Responsibility for Repairs
2018 August Responsibility for Repairs

There’s an old adage that ‘insurance is for pessimists’ — but that’s very much not the case. In the world of home ownership, and especially in shared communities, proper insurance is a critical factor in protecting not only your most import…

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Insurance The Risks of Being Un(or Under)insured
2018 August The Risks of Being Un(or Under)insured

Insurance can seem like a mundane administrative afterthought — right up to the moment you need coverage. In a community association, just because a responsible board handles the lion’s share of maintaining the policy covering common areas …

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Insurance Attracting Talent
2017 August Attracting Talent

With so many people leading busy, sometimes hectic, lives that revolve around work, kids, social functions, and other obligations, it’s often very difficult for co-op/condo/HOA administrators to find residents willing and able to serve thei…

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