Q. Our board has too often used confidentiality as a reason for making decisions and not informing the residents as to why. The latest was regarding our HOA insurance policy.

Are HOA insurance policies confidential documents?

If so, can portions be shared without breaching confidentiality?

If not, can a resident request to view their HOA’s insurance documents? 

                 —Confidentiality vs. Excuses

A. Attorney Elysa D. Bergenfeld, Esq. of Ansell Grimm & Aaron, P.C. in Princeton answers this as well. “HOA insurance policies are not confidential documents,” she says. “In my opinion, they are part of the books and records of the association. You are entitled to review the books and records of the association upon request during reasonable business hours. You should make such request and see if you are accommodated. Good luck.”