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NJCOOPERATOR.COM THE NEW JERSEY COOPERATOR — WINTER 2020 15 HOA Premium Reserve Solution Put your funds to work with the leading community association bank. CIT offers a range of solutions to manage and grow HOA funds safely and effectively: • Choose from the Premium Sweep Account, Premium CD, Premium Ladders CD and Premium Money Market • Enjoy the ease of dealing with one bank to serve all your HOA banking needs • Get a competitive rate of return to grow your reserve funds • Access your funds when needed with the flexibility of investment options Let’s get started. Visit cit.com/CABReserves Nicole Skaro 908.524.8741 | Nicole.Skaro@cit.com Premium reserve products are for new money only (money not currently held by CIT Bank, N.A.) Funds in excess of FDIC insurance coverage limits are covered by a third- party issued surety bond. Such excess funds are not subject to FDIC deposit insurance. The surety bond providing excess coverage over FDIC insurance may be cancelled at any time upon 30 days’ written notice. Should a notice of cancellation be given, CIT will contact the client to discuss alternatives to provide for the continued safety of funds. May not be available in every state. ©2020 CIT Group Inc. All rights reserved. CIT and the CIT logo are registered trademarks of CIT Group Inc. Deposit and loan products are offered through CIT Bank, N.A., the FDIC-insured national bank subsidiary of CIT Group Inc. MM#9073 Our Expertise is Only Matched by Our Personal Commitment to Each Client’s Goals. www.HOAInsuranceNJ.com Protect Your Association with the Right Insurance Program at the Right Price. • Industry Leader • Emergency Response Team • Attendance at Meetings • Responsive Claims Department • Educational Seminars • Risk Management Services 877-538-6300 | Info@InsurePeopleFirst.com | www.InsurePeopleFirst.com PeopleFirst, as part of the Acrisure National Network is a leading insurance broker and consultant that provides property & casualty and individual private client solutions through our licensed subsidiaries and affiliates.